Consumer spending has undergone a revolution over the past decade with restaurants, pubs and online retailers benefitting from the explosion in the use of payment cards, new data shows.

A report from The UK Cards Association published today (FRIDAY DECEMBER 11, 2015) reveals the central role cards have played in our changing spending patterns over the past decade.

It is the first ever publication of a decade of whole-market card spending data and reveals a huge growth in spending using cards, from £270 billion in 2005 to £566 billion in 2014. Debit cards accounted for 58 per cent of these transactions in 2005, rising to 71 per cent in 2014.

With data broken down by type of business, the report highlights how dramatically our spending habits have changed since 2005, including: